Bank drop/loan question

[lumpygungadin]

Making my own bank drop for personal and/or business loans so to do loan fraud. Can the lender see how long the account has been open? Can the lender actually verify bank statements?

[Ohana]

Depending on lender. Hardly checks how long bank account is More if bank statement check

[lumpygungadin]

What do you mean by "more if bank statement check"? They're more likely to ask my bank drop's bank for information? Or they're more likely to check the statement for fraud?